Tax Planning, Beautifully Crafted.

The Building Blocks of Tax-Efficient Wealth

A thoughtful wealth plan considers tax implications at every stage:

• Market volatility opportunities: We look for tax-loss harvesting that may offset gains and potentially enhance after-tax returns.

• Strategic asset placement: We aim to improve tax efficiency by thoughtfully positioning assets across taxable, tax-deferred, and tax-free accounts.

• Customized retirement savings: We help design approaches that balance current tax benefits with future considerations and your cash flow needs.

• Roth conversion planning: We explore opportunities during lower-income periods that may create tax-free growth potential.

• Tax-smart charitable giving: We discuss approaches that may amplify your impact while potentially reducing tax burden.

Each strategy involves specific considerations we'll discuss together as we build your personalized plan.

Supporting Your Business Journey

We help entrepreneurs navigate their unique financial landscape:

• Innovation incentives: We explore potential R&D credits that may apply to your development efforts.

• Founder & investor benefits: We discuss strategies like QSBS that may offer tax advantages, subject to specific requirements.

• Business transition planning: We look at approaches that may help manage capital gains while providing more flexibility.

• Concentrated position management: We explore reorganization strategies that may help diversify holdings while potentially deferring taxation.

• Community investment: We discuss Opportunity Zone investments that may offer tax benefits while supporting development in designated areas.

Flexibility When You Need It Most

We help you navigate life transitions with strategies that maintain your investment approach while providing needed liquidity:

• Diversification approaches: For concentrated positions, we discuss exchange funds that may help spread risk while potentially deferring tax consequences. These typically involve multi-year lockup periods, potential underperformance relative to broader markets, and specific suitability considerations.

• Structured solutions: During liquidity events, we explore approaches aimed at providing flexibility by potentially spreading tax obligations over time. These strategies often involve counterparty risks, complex structures, and may limit future flexibility.

• Capital access strategies: We can discuss borrowing approaches that may allow you to maintain market exposure while accessing liquidity. These strategies involve interest costs, potential margin calls during market volatility, and increased risk exposure.

• Real estate transitions: We explore options like 1031 exchanges that may provide tax-deferred diversification opportunities. These require specific timing requirements, limited property types, and may restrict access to capital.

Creating Meaning Beyond Wealth

We help design strategies that align your financial resources with your vision for the future:

• Philanthropic planning: We explore charitable trust structures that may enhance your giving impact while potentially providing tax benefits. These involve irrevocable decisions, ongoing administration requirements, and may limit future access to assets.

• Efficient wealth transfer: We discuss approaches like GRATs that may help shift appreciation to beneficiaries with potential gift tax advantages. These strategies depend on investment performance, surviving the trust term, and favorable interest rate environments.

• Multi-generational planning: We help explore entity structures that may facilitate efficient wealth transfer while maintaining appropriate governance. These involve ongoing compliance requirements, potential regulatory changes, and may restrict access or control.

• Environmental impact: We discuss renewable energy investments that may align with your values while potentially offering tax benefits. These investments involve project performance risks, regulatory dependency, and potential recapture of tax credits.