Tax Planning, Beautifully Crafted.

The Building Blocks of Tax-Efficient Wealth

A thoughtful wealth plan considers tax implications at every stage:

• Market volatility opportunities: We look for tax-loss harvesting that may offset gains and potentially enhance after-tax returns.

• Strategic asset placement: We aim to improve tax efficiency by thoughtfully positioning assets across taxable, tax-deferred, and tax-free accounts.

• Customized retirement savings: We help design approaches that balance current tax benefits with future considerations and your cash flow needs.

• Roth conversion planning: We explore opportunities during lower-income periods that may create tax-free growth potential.

• Tax-smart charitable giving: We discuss approaches that may amplify your impact while potentially reducing tax burden.

Each strategy involves specific considerations we'll discuss together as we build your personalized plan.

Supporting Your Business Journey

We help entrepreneurs navigate their unique financial landscape:

• Innovation incentives: We explore potential R&D credits that may apply to your development efforts.

• Founder & investor benefits: We discuss strategies like QSBS that may offer tax advantages, subject to specific requirements.

• Business transition planning: We look at approaches that may help manage capital gains while providing more flexibility.

• Concentrated position management: We explore reorganization strategies that may help diversify holdings while potentially deferring taxation.

• Community investment: We discuss Opportunity Zone investments that may offer tax benefits while supporting development in designated areas.

Flexibility and Efficiency When You Need it Most

We help you navigate life transitions while maintaining your strategic investment approach:

• Tax-Aware Long/Short Equity Strategies (TALS):
  This strategy may be used to help manage the tax impact of liquidity events or concentrated stock sales by seeking to generate capital losses that can offset realized gains. TALS employs both long and short positions and is managed by institutional investment managers. While this approach may offer tax benefits under certain conditions, it involves complexity and risk, and may not be appropriate for all investors.

• Diversification Approaches:
  For concentrated equity positions, we may explore vehicles such as exchange funds or other structured solutions that are designed to promote diversification while deferring tax recognition. These approaches involve various risks, suitability considerations, and potential liquidity constraints.

• Capital Access Strategies:
  We can help you evaluate borrowing strategies that may support liquidity needs during asset repositioning. These solutions often involve margin or credit lines, which come with interest costs, market risks, and specific eligibility criteria.

• Real Estate Transitions:
  In collaboration with your real estate and tax professionals, we may explore like-kind exchange options (e.g., 1031 exchanges) that could defer taxable gains. These strategies require strict adherence to IRS rules and are subject to timing, property type, and qualification requirements.

Creating Meaning Beyond Wealth

We help design strategies that align your financial resources with your vision for the future:

• Philanthropic planning: We explore charitable trust structures that may enhance your giving impact while potentially providing tax benefits. These involve irrevocable decisions, ongoing administration requirements, and may limit future access to assets.

• Efficient wealth transfer: We discuss approaches like GRATs that may help shift appreciation to beneficiaries with potential gift tax advantages. These strategies depend on investment performance, surviving the trust term, and favorable interest rate environments.

• Multi-generational planning: We help explore entity structures that may facilitate efficient wealth transfer while maintaining appropriate governance. These involve ongoing compliance requirements, potential regulatory changes, and may restrict access or control.

• Environmental impact: We discuss renewable energy investments that may align with your values while potentially offering tax benefits. These investments involve project performance risks, regulatory dependency, and potential recapture of tax credits.